ONLINE ACCOUNT ...Doing E-biz in Nigeria without credit cards

"E-GOLD" THE RELIABLE INTERNET MONEY-

What is e-gold--
History of e-gold--
How to open an e-gold account--
How to protect your e-gold account from unauthorized access--
How to avoid giving your account informations to hackers --
What is ‘PHISHING?
How to Fund to your e-gold account
How to use your e-gold account to make credit card and debit card payments online.

WHAT IS E-GOLD?
E-gold is an internet based account payment system that enables people to use gold as money.The e-gold payment system enables people to Spend specified weights of gold to other e-gold accounts. Only the ownership changes - the gold in the treasury grade vault stays put.

E-gold is a free online account that can help you to receive or make payments on the internet.
Anyone can open an e-gold account anywhere in the world,use it as a payment option either to send fund or receive fund from anyone, anywhere in the world.It’s one of the online payment companies that accepts Nigerians and do business with them.It is used in over 165 countries.It is available anywhere, anytime to anyone that has access to Internet facility.Opening an e-gold account is for free.There is no minimum balance requirement.All e-gold accounts may spend and receivece e-gold payments.

HISTORY OF E-GOLD
The world wide web needs world wide money. E-gold was created in response to this need.
E-gold was founded in 1996 by Dr Douglas Jackson and Barry K.Downey.Dr Douglas-discovered one problem the internet has which generally accepted money on the internet,he developed a system that allows u to make payments anywhere and anytime.

E-gold Ltd. is a Nevis, West Indies company created to serve as the General Contractor responsible for performance of the e-gold Account User Agreement. e-gold under its charter is completely dissociated from the business risks relating to exchange. This clarity of roles further assures e gold's freedom from default risk and finality of settlement.e-gold was developed and deployed as an Internet payment system by Gold & Silver Reserve (G&SR), Inc., a Delaware Corporation in 1996. The e-gold roles of Issuance and Settlement were devolved to e-gold, Ltd. in January 2000.

HOW TO OPEN AN E-GOLD ACCOUNT
Opening an e-Gold account is simple. All you need to do is use this link:
http://www.e-gold.com/newacct/newaccount.asp?=3905710

Agree to the terms and conditions. Fillout the form.
Once you have filled out the form and submitted it,the e-Gold system will allocate an account number and send it to you via e-mail.
Nigerians should fill 234 as zip code while filling out the form.

Make sure when you enter your personal details,you enter accurate information, in particular the e-mail address and phone number(Landline), ensure you write down where only your eyes can reach it.

If you ever have a problem with the account like a mistaken password, e-Gold will call the number on your account,if they can't reach you through phone then they will send you a mail asking you to confirm the contact address you used to open the account,when this is done, they will verify and mail your password via airmail(post).

If the details are wrong and they can't contact you, you could lose all the money in your account.Furthermore, e-Golds security system is always active to prevent hackers accessing your account, they will send a pin number to your e-mail address which you will need to access your account every time you change IP address or browser.(NOTE:everytime you change a particular computer or IP (cybercafe internet service numbers).

USES OF E-GOLD
1. E-commerce e.g MLM(Massive Gold,22USD), Forex Trading, HYIP etc.
2. Business-to-business payment
3. Purchase of goods online e.g. laptops at http://www.ebay.com/
4. Payroll
5. Bill Payment
6. Charitable donations etc.

HOW TO PROTECT YOUR E-GOLD ACCOUNT FROM UNAUTHORISED ACCESS
All e-gold users should be attentive to every instruction here, so as to guide against theft of anyones e-gold. The measure I will share now is a sure protection from hackers and keyloggers.

1.To tighten up your access point ,login to your account and update ,click on ACCOUNT INFO, then click on PASSPHRASE.
To fill in new passphrase with the SRK system for maximum security,all you have to do is to click on SRK and screen keyboard will display,then use you mouse to click on your password one bye one.If your password has some other characters click on any of them to display characters there so as to display anyone you intend using eg:if u want to click numbers ,just click on the 123 button to display numerical figures,for alphabeths small or big letters, click on the required buttons to display then click with your mousewhen you are done with that close the SRK screen keyboard,then type in the turing numbers with your keyboard and submit.

Note:The reason for using the SRK system is to thwart keyloggers who plant virus to steal password on keyboards.(some may not understand but just do it)

2.To tighten up your access point again,click on ACCSENT.This is what you should do on the account sentinel setting.There are 3 options there:
Detect IP Address Change Sensitivity,
Detect Browser Change,
Home and Work Mode.
On the 1st part there are 3 option namely
Disabled,
Medium and
High, click on high,
then on the 2nd part,there are 2 options namely, disabled and enabled, click on enabled,the 3rd part has 2 options namely ,disabled and enabled ,click on disabled. Read through the other options to see if you need to tighten them up too,but i don't think others are too important except you want to tighten them.Finally type in the turing numbers and clik on submit.When all this is achieved ,be rest assured that your e-gold account is now secure.

HOW TO AVOID GIVING YOUR ACCOUNT INFOS TO HACKERS
NEVER, under any circumstances do any of the following:-share your E-gold password with anyone.-click on a link found in an email from what appears to be e-gold company. Fraudulent individuals send out spam emails that look like they are from a e-gold company. Such emails are designed to steal your password and the funds in your account. Their intent is to try to get you to click on the link found in the email and then enter your password. The link takes you to a webpage that is set up to look like the real e-gold company, but is somewhere overseas. Such emails may appear to be from a legitimate company such as e-gold, but in reality is some fly-by-night overseas site. Often these emails will say that the company has "some kind of problem with your account and you need to log-in to your account to correct it". If you really feel you must log-in to your account, go directly to the company's web site, using your browser. (I strongly suggest you never click on a link in an email and then sign-in.)Avoid the above problems by making it a habit of going directly to the company's website whenever you want to log-in.Scam and fraud artists are using "Fake" emails to steal your passwords. The emails appear to be from famous stock brokers and banks, as well as big internet companies like eBay, PayPal or, egold etc. This act is what is called PHISING(pronounced' fishing').

FUNDING YOUR E-GOLD ACCOUNT AND CONVERSION
An empty e-gold account ($0 balance) cannot be used to make payments. It needs to be funded. E-gold is used in over 165 countries but is not based on any country’s local currency rather in gold bullion.However E-gold is in partnership with AGIOs (Accredited Gold Interchange Operators) in various countries in the world. These companies are responsible for conversion of local currency e.g. Dollars, Yen or Pounds to Digital Gold Currency. They also buy e-gold money from e-gold users and pay them in physical cash. Some are londongoldexchange.com, icegold.com, and uniclear.com. This may be expensive and may require a credit card or a domiciliary account. It is only advisable for people who want to do transactions running into thousands of dollars because of the high commissions and Interchange fees.You may however fund your e-gold account from Gold Interchange Operators in Nigeria . GoldexNaira.com is one of the cheapest in Nigeria .www.goldexnaira.com
You may pay into their bank account that will be specified on the site, if you are buying gold. If you want to sell gold to them, you will specify your bank account to which your cash will be paid into.

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